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Made for credit card enthusiasts.

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Premium Collection

The Card Vault

Explore the definitive collection of U.S. credit cards. Compare benefits, earning rates, and find your perfect match.

Showing 58 of 58 cards

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20 Metal|40 No FTF|19 Lounge|24 No Fee
AMEX
Best Value

Platinum Card

Amex American Express

No FTFLounge

5x on Flights and Hotels

Top earning rate

Annual fee

$895

Benefits

40

Why we picked it

Flagship luxury travel pick with rich lounge access and premium credits

Unmatched lounge access

Centurion, Delta Sky Club (eligible tickets), Priority Pass Select

Hotel & car status perks

Elite boosts like Hilton/Marriott mid-tier; Hertz/AVIS preferred tiers

Stacked premium credits

Airline fee, Uber Cash, hotel, digital services

U.S.

Altitude Connect

U.S. Bank • Visa Signature

No FTFLounge
5x on Hotels and Car Rentals
Top earning rate
$0
Annual Fee
19
Benefits
U.S.

Altitude Go

U.S. Bank • Visa Signature

4x on Dining
Top earning rate
$0
Annual Fee
8
Benefits
U.S.

Altitude Reserve

U.S. Bank • Visa Infinite

No Longer AvailableMetalNo FTFLounge
10x on Hotels and Car Rentals
Top earning rate
$400
Annual Fee
19
Benefits
CHASE

Amazon Visa

Chase • Visa Signature

No FTF
3x on Amazon, Groceries, and Travel
Top earning rate
$0
Annual Fee
11
Benefits
GOLDM

Apple Card

Goldman Sachs • Mastercard

MetalNo FTF
3x on Rideshare, EV Charging, Gas, Car Rentals, Travel, Home Improvement, Drugstores, Sporting Goods, and Apple
Top earning rate
$0
Annual Fee
18
Benefits
BOFA

Atmos Rewards Ascent

Bank of America • Visa Signature

No FTFLounge
3x on Flights
Top earning rate
$95
Annual Fee
20
Benefits
BOFA

Atmos Rewards Summit

Bank of America • Visa Infinite

MetalNo FTFLounge
3x on Flights, Dining, and Foreign Transactions
Top earning rate
$395
Annual Fee
21
Benefits
BOFA

Atmos Rewards Visa Signature Business

Bank of America • Visa Signature

No FTFLounge
3x on Flights
Top earning rate
$95
Annual Fee
14
Benefits
WELLS

Bilt Mastercard

Wells Fargo • Mastercard World Elite

No Longer AvailableNo FTF
5x on Dining and Rideshare
Top earning rate
$0
Annual Fee
10
Benefits
AMEX

Blue Business Plus

Amex American Express

On all business purchases (up to $50K/year)
Top earning rate
$0
Annual Fee
10
Benefits
AMEX

Blue Cash Everyday Card

Amex American Express

3x on Online Shopping, Gas, and Groceries
Top earning rate
$0
Annual Fee
6
Benefits
AMEX

Blue Cash Preferred Card

Amex American Express

6% on Groceries and Streaming
Top earning rate
$95
Annual Fee
11
Benefits
AMEX

Business Gold Card

Amex American Express

MetalNo FTF
4x on Electronics, Gas, Transit, Wireless, Dining, and Advertising
Top earning rate
$375
Annual Fee
19
Benefits
AMEX

Business Platinum Card

Amex American Express

MetalNo FTFLounge
5x on Hotels and Flights
Top earning rate
$895
Annual Fee
38
Benefits
CAP ONE

Capital One Venture X

Capital One • Visa Infinite

MetalNo FTFLounge
10x on Hotels and Car Rentals
Top earning rate
$395
Annual Fee
21
Benefits
CAP ONE

Capital One Venture X Business

Capital One • Visa Infinite

MetalNo FTFLounge
10x on Hotels and Car Rentals
Top earning rate
$395
Annual Fee
24
Benefits
CHASE

Chase Freedom

Chase • Visa Signature

No Longer Available
Rotating categories each quarter (up to $1,500 combined, activation required) (quarterly)
Top earning rate
Q1 2026: Dining +2 more
$0
Annual Fee
12
Benefits
CHASE

Chase Freedom Flex

Chase • Mastercard World Elite

5x on Travel (quarterly)
Top earning rate
Q1 2026: Dining +2 more
$0
Annual Fee
17
Benefits
CHASE

Chase Freedom Unlimited

Chase • Visa Signature

5x on Travel
Top earning rate
$0
Annual Fee
14
Benefits
CHASE

Chase Sapphire

Chase • Visa

No Longer Available
2x on Dining and Travel
Top earning rate
$0
Annual Fee
12
Benefits
CHASE

Chase Sapphire Preferred

Chase • Visa Signature

MetalNo FTF
5x on Rideshare, Fitness, and Travel
Top earning rate
$95
Annual Fee
18
Benefits
CHASE

Chase Sapphire Reserve

Chase • Visa Infinite

MetalNo FTFLounge
10x on Fitness
Top earning rate
$795
Annual Fee
39
Benefits
CITI

Citi / AAdvantage Platinum Select

Citi • Mastercard World Elite

No FTF
2x on Flights, Dining, and Gas
Top earning rate
$99
Annual Fee
18
Benefits
CITI

Citi Prestige

Citi • Mastercard World Elite

No Longer AvailableMetalNo FTFLounge
5x on Flights, Dining, and Travel
Top earning rate
$495
Annual Fee
17
Benefits
CITI

Citi Strata

Citi • Mastercard World Elite

5x on Hotels, Car Rentals, and Entertainment
Top earning rate
$0
Annual Fee
17
Benefits
CITI

Citi Strata Elite

Citi • Mastercard World Legend

MetalNo FTFLounge
12x on Hotels, Car Rentals, and Entertainment
Top earning rate
$595
Annual Fee
21
Benefits
CITI

Citi Strata Premier

Citi • Mastercard World Elite

No FTF
10x on Hotels, Car Rentals, and Entertainment
Top earning rate
$95
Annual Fee
20
Benefits
BOFA

Customized Cash Rewards

Bank of America • Visa Signature

3x on Gas, Online Shopping, Dining, Travel, Drugstores, and Home Improvement
Top earning rate
$0
Annual Fee
8
Benefits
AMEX

Delta SkyMiles Gold American Express Card

Amex American Express

No FTF
2x on Groceries, Flights, and Dining
Top earning rate
$150
Annual Fee
9
Benefits
CITI

Diamond Preferred Card

Citi • Mastercard

$0
Annual Fee
11
Benefits
DISC

Discover it Cash Back

Discover • Discover

Rotating categories each quarter (up to $1,500 combined, activation required) (quarterly)
Top earning rate
Q1 2026: Grocery Stores +2 more
$0
Annual Fee
12
Benefits
CITI

Double Cash

Citi • Mastercard World

5x on Travel
Top earning rate
$0
Annual Fee
11
Benefits
AMEX

EveryDay Card

Amex American Express

No Longer Available
2x on Groceries and Travel
Top earning rate
$0
Annual Fee
9
Benefits
AMEX

Gold Card

Amex American Express

MetalNo FTF
4x on Dining and Groceries
Top earning rate
$325
Annual Fee
17
Benefits
AMEX

Green Card

Amex American Express

No FTF
3x on Travel, Dining, and Transit
Top earning rate
$150
Annual Fee
15
Benefits
AMEX

Hilton Honors American Express Aspire Card

Amex American Express

MetalNo FTF
14x on Hotels
Top earning rate
$550
Annual Fee
26
Benefits
AMEX

Hilton Honors American Express Surpass Card

Amex American Express

No FTF
12x on Hotels
Top earning rate
$150
Annual Fee
17
Benefits
CHASE

IHG One Rewards Premier

Chase • Mastercard World Elite

No FTF
10x on Hotels
Top earning rate
$99
Annual Fee
14
Benefits
CHASE

Ink Business Cash

Chase • Visa Signature

5x on Office Supplies, Internet, Cable & Phone, and Rideshare
Top earning rate
$0
Annual Fee
15
Benefits
CHASE

Ink Business Preferred

Chase • Visa Signature

No FTF
5x on Rideshare
Top earning rate
$95
Annual Fee
19
Benefits
CHASE

Ink Business Unlimited

Chase • Visa Signature

5x on Rideshare
Top earning rate
$0
Annual Fee
15
Benefits
CHASE

Marriott Bonvoy Boundless

Chase • Visa Signature

No FTF
6x on Hotels
Top earning rate
$95
Annual Fee
24
Benefits
AMEX

Marriott Bonvoy Brilliant American Express Card

Amex American Express

MetalNo FTFLounge
6x on Hotels
Top earning rate
$650
Annual Fee
25
Benefits
AMEX

Marriott Bonvoy Business Card

Amex American Express

No FTF
6x on Hotels
Top earning rate
$125
Annual Fee
11
Benefits
BOFA

Premium Rewards Elite

Bank of America • Visa Infinite

MetalNo FTFLounge
2x on Travel and Dining
Top earning rate
$550
Annual Fee
20
Benefits
CHASE

Prime Visa

Chase • Visa Signature

MetalNo FTF
5x on Amazon and Travel
Top earning rate
$0
Annual Fee
12
Benefits
CITI

Simplicity Card

Citi • Mastercard

$0
Annual Fee
11
Benefits
CITI

ThankYou Preferred Card

Citi • Mastercard

No Longer Available
2x on Dining and Entertainment
Top earning rate
$0
Annual Fee
6
Benefits
CHASE

The Ritz-Carlton Credit Card

Chase • Visa Infinite

No Longer AvailableMetalNo FTFLounge
6x on Hotels
Top earning rate
$450
Annual Fee
32
Benefits
CHASE

United Business Card

Chase • Visa Signature

No FTFLounge
2x on Office Supplies, Transit, Gas, Dining, and Flights
Top earning rate
$150
Annual Fee
27
Benefits
CHASE

United Club Business Card

Chase • Visa Signature

MetalNo FTFLounge
5x on Hotels
Top earning rate
$695
Annual Fee
31
Benefits
CHASE

United Club Infinite Card

Chase • Visa Infinite

MetalNo FTFLounge
5x on Hotels
Top earning rate
$695
Annual Fee
31
Benefits
CHASE

United Explorer Card

Chase • Visa Signature

No FTFLounge
2x on Hotels, Flights, and Dining
Top earning rate
$150
Annual Fee
29
Benefits
CHASE

United Gateway Card

Chase • Visa Signature

No FTF
2x on Flights, Gas, and Transit
Top earning rate
$0
Annual Fee
13
Benefits
CHASE

United Quest

Chase • Visa Signature

No FTF
5x on Hotels
Top earning rate
$350
Annual Fee
25
Benefits
CAP ONE

VentureOne Rewards

Capital One • Visa Signature

No FTF
5x on Hotels, Car Rentals, and Entertainment
Top earning rate
$0
Annual Fee
10
Benefits
CHASE

World of Hyatt

Chase • Visa Signature

No FTF
9x on Hotels
Top earning rate
$95
Annual Fee
21
Benefits