Question 1

When do Custom Cash benefits expire?

Accepted Answer

Custom Cash benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 2

How do I track Custom Cash benefits?

Accepted Answer

Track Custom Cash benefits by: 1) listing all 10+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 3

What are the Custom Cash earning rates?

Accepted Answer

The Custom Cash earns: 5x on At drugstores (top spending category, up to $500/billing cycle), 5x on At fitness clubs (top spending category, up to $500/billing cycle), 5x on At gas stations (top spending category, up to $500/billing cycle). Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Custom Cash

Custom Cash

Earning Rates

Top 1 Categories(each billing cycle)

Card Benefits

Entertainment

Account Services

Insurance

Card Details

Custom Cash

Custom Cash

Earning Rates

Top 1 Categories(each billing cycle)

Card Benefits

Entertainment

Account Services

Insurance

Card Details