What changed.

Added the FRONTIER Airlines World Mastercard, IHG One Rewards Classic, IHG One Rewards Premier Business, IHG One Rewards Traveler, and Robinhood Gold Card

IHG Rewards Club Select now appears under its current IHG One Rewards Select name while remaining searchable by its former name

Search now recognizes utility terms such as electricity, power, water, and natural gas when matching card rewards

Benefit history on iOS now makes removing logged usage clearer and refreshes affected benefit views after changes

Added the Hilton Honors Business Card with its current rewards, credits, status benefits, and protections

Chase Freedom and Chase Freedom Flex now reflect the Q3 2026 5% categories: gas stations, EV charging, public transit, select live entertainment, and United Way

Search and Kai now recognize the new Chase quarterly categories more accurately when comparing cards for a purchase

Today opens more quickly on iOS, and search now offers clearer guidance when no results match

Card details now have more useful empty states, Gold tab contrast is easier to read, and Settings includes direct kardfolio social links

Dining search rankings now ignore Citi Nights rates outside their eligible Friday and Saturday evening windows

Generic dining rankings no longer over-rank cards because of partner-only dining bonuses like Bilt Dining

Chase Sapphire Preferred now reflects the June 2026 refresh, including the $100 Chase Travel hotel credit, 3x gas and EV charging, 3x vacation-home purchases, Apple TV, trusted traveler credit, and Emergency Evacuation and Transportation

The Chase Sapphire Preferred benefits guide now explains the June 15, 2026 changes and transition rules more clearly

The Credit Card Credit Calendar now shows the Chase Sapphire Preferred hotel credit as up to $100 per account year

Today should open and refresh more quickly, especially for wallets with multiple tracked benefits

Offer tracking now lets you add a new purchase or set your total spend, with a preview before saving

Offer actions now use clearer labels for updating spend and marking offers complete

Today should load faster when opening your dashboard

Shared kardfolio preview images are now easier for social and search crawlers to access

Annual progress now preserves possible value for monthly benefits and hidden tracked benefits more accurately

Added a Credit Card Credit Calendar Tool for mapping monthly, quarterly, semi-annual, annual, and cardmember-year credit reset windows by card

Added a Bilt Rewards 2.0 Helper for comparing Bilt Blue, Bilt Obsidian, and Bilt Palladium with personal spend assumptions

Guides now include search, category filters, featured guides, and clearer empty states

Compare pages now focus more clearly on privacy, annual-fee ROI, renewal decisions, CSV import, and Kai guidance

The checkout return page now gives iOS users a clearer path back into kardfolio after a successful or canceled payment

Updated the Best Credit Card Benefit Tracker comparison with fresher details for MaxRewards, CardPointers, AwardWallet, Flo, kardfolio, and spreadsheets

Added a clearer no-bank-login versus connected-tracker explanation for users comparing privacy and automation tradeoffs

Added a Credit Card Credit Expiration Calendar guide for tracking credit reset and expiration windows

Benefit guides now include direct-answer blocks, visible FAQs, source lists, and stronger tracking prompts

Card, guide, comparison, and site preview images now use a more polished kardfolio share design

Refreshed kardfolio icons across the web app, home-screen assets, navigation, footer, and shared preview images

Email headers now use the updated kardfolio brand styling

Today now leads with the most urgent benefit actions, then progress, fee renewals, active offers, and longer-term items

Monthly and annual progress now show captured value, remaining value, urgent value, reset dates, and fee-review timing more clearly

Fee renewals now sort by urgency, decision window, fee amount, and card name

Free users now see a clearer top-three urgent item view with cleaner upgrade prompts for hidden benefit tasks

Added data issue reporting from card details, guide pages, and wallet card details so corrections can be sent from the page where something looks wrong

Added Citi / AAdvantage Business, Citi / AAdvantage Executive, Citi / AAdvantage Globe, and AAdvantage MileUp cards

Card Vault now shows clearer search, filter, grouping, and empty-state controls across desktop and mobile

The home page now focuses more directly on the monthly card review workflow and supported card catalog

Weekly digest emails now avoid sending free summaries when there are no urgent benefits, while Pro and Gold users can still see upcoming benefits

Today now sorts attention items by expiration first and remaining value second, so the most time-sensitive benefits appear first

Benefit reminder sending now skips incomplete messages so valid reminders can still be delivered

Added ChatGPT Business Credit tracking for the American Express Business Gold Card and American Express Business Platinum Card

Added Squarespace Credit tracking for the American Express Business Gold Card

Updated the American Express Business Gold Card Flexible Business Credit terms for FedEx, Grubhub, and office supply stores

Upcoming Fees now uses clearer fee posting and decision labels

Fee review decisions now apply to the correct annual fee window after product changes

Benefit reminder emails now handle count-based benefits without showing misleading dollar amounts

Monthly reset emails can now include useful reminders for setup tasks, annual fees, rewards, and active offers even when there is no dollar amount to show

Monthly ROI reports now calculate captured and missed benefits from the previous month instead of the current month

Added opt-in Citi Nights reminders for Citi Strata Elite users before Friday and Saturday dining windows

The Today screen now helps Citi Strata Elite users turn on Citi Nights reminders when the benefit is relevant

Citi Nights reminder prompts now handle notification permission states more reliably

Updated Amex Gold earning categories for prepaid hotels, car rentals, cruises, and flights

Added Amex Gold trip delay insurance details and Hertz Five Star status

Updated Amex Gold dining credit partners to match the current benefit lineup

Added a Bilt Rewards 2.0 guide covering Blue, Obsidian, and Palladium cards

Guides list now surfaces static guides more reliably

Added Southwest Rapid Rewards Plus, Premier, Priority, Premier Business, and Performance Business cards

Added Capital One Platinum, Spark Cash, Spark Cash Plus, Spark Cash Select, Spark Classic, Venture Business, and VentureOne Business

Added AAdvantage Aviator Red, AAdvantage Aviator Business, avianca lifemiles Elite, and U.S. Bank Triple Cash Rewards Visa Business cards

Anniversary benefits now guard against invalid tracking states more reliably

Reward checkboxes and reward amounts display more consistently

Marriott free night certificate top-off limits now reflect the newer 25K point cap

Fee Review now chooses the correct anniversary period around grace windows

Calendar-year benefits now show the actual year instead of ambiguous labels

Benefit progress now shows clearer date ranges for anniversary-based benefits

Fee Review now uses the correct evaluation period for anniversary cards

Added a callout for anniversary rewards

Benefit progress and end-date labels now handle cycle windows more accurately

Added card timeline history for product changes and fee review decisions

Added product change and downgrade flows for tracked cards

Fee Review has a redesigned multi-step flow and clearer decision banner

Active offer rows now show clearer labels, icons, and reward amounts

Offer spend logging now stays retryable when a save fails

Added Delta SkyMiles Blue and Delta SkyMiles Platinum cards

Updated Delta SkyMiles Gold and Reserve card data

Added Capital One Quicksilver, QuicksilverOne, Savor, and SavorOne cards

Added Chase Marriott Bonvoy Bold and Marriott Bonvoy Bountiful cards

Added Mastercard network benefits

Kai now uses smarter routing for benefit search and card comparison questions

Kai responses should be cleaner and better formatted

Kai handles provider markup and streaming edge cases more gracefully

Import your wallet from CSV during onboarding, from empty states, or from the wallet toolbar to get set up faster

Pro members can now export their wallet as CSV for backup and portability

New annual progress carousel on the Today dashboard shows your year-to-date benefit usage

Pick your airline right from the benefit detail screen for cards like the Amex Platinum

Choose your bonus category inline for cards like Citi Strata, Bilt Obsidian, and BofA Customized Cash

Browse now highlights bonus categories and what's active this quarter

Smarter category rankings so your best card picks are even more accurate

Added Bilt Blue, Bilt Obsidian, and Bilt Palladium cards

Added Citi Custom Cash, Chase IHG Rewards Club Select, and Barclays Hawaiian Airlines cards

Fee Review shows your ROI so you know if your annual fee is worth it

Manage your subscription right from the app

Delete your account from settings on any platform

Browse cards by issuer when adding to your wallet or during onboarding

Countdown now shows hours on the last day before a benefit resets

Push notifications now show how many benefits need attention

New Guides help you discover your card benefits and compare coverage across cards

Light mode is here—switch themes from your profile settings

Added United Club Infinite, United Gateway, and Atmos Rewards Business cards

Needs Attention now shows urgency levels so you know what to tackle first

Easier-to-read card names on the Benefits page

Hide benefit button now works correctly from card details

New Benefits page to browse, filter, and track all your card perks in one place

Meet Kai—your AI assistant now lives on a dedicated page for easier conversations

Today Dashboard shows your ROI and priority tasks at a glance

Redesigned Task Hub highlights what needs attention first

Smarter search shows category rankings and match badges

Smoother mobile experience with refreshed navigation and onboarding

Benefit tracking now shows the correct format for use-based perks

Sliders work properly on mobile touchscreens

Introducing Gold and Pro membership tiers with beautiful member cards

New pricing page to compare membership benefits

Free tier now includes 5 cards—plenty to get started

Founding members get a special badge on their Gold card

Added Chase United Business cards

Fixed wallet carousel clipping on iOS Safari

Get notified about expiring benefits with push notifications on iOS and Android

Install kardfolio as an app on your iPhone with our new install guide

Pull down to refresh your wallet in the iOS app

Added Chase Sapphire (original), US Bank Altitude Go, and US Bank Altitude Connect

Upcoming benefits tab now shows first so you see what needs attention

Filters stay put when you navigate around the app

App opens faster when returning from the background

Introducing Wallet view—see all your cards in a sortable table with powerful filters

Filter cards by Chase 5/24 status to plan your next application strategically

Smarter search finds cards even when you use nicknames like "CSR" or "Amex Gold"

Added Chase Freedom (legacy Visa) and Instacart benefits for Chase cards

Amex cards now support 5-digit card numbers

Labels now show on card details pages

Track one-time perks like free night awards so nothing goes unused

Anniversary benefits now have their own section so you never miss card-anniversary perks

Smoother benefit tracking experience with clearer tap zones

Introducing Task Hub—your actionable benefit dashboard to track progress, spot expiring perks, and never miss a dollar

Added IHG One Rewards, US Bank Altitude Reserve, Citi Double Cash, and more

Added Apple Card, Chase Ink Business Cash, BofA Premium Rewards Elite, and more

Streamlined card adding flow—add cards in one tap with last 4 digits now optional

Added Bilt, Chase Marriott Bonvoy Boundless, Citi AAdvantage, and more

Rotating quarterly categories now supported (e.g., Chase Freedom)

Visual indicators for discontinued cards

Fixed benefit reset logic for anniversary-based benefits

Consistent date handling across all timezones

kardfolio is now available in open beta

One-click benefit logging with undo

Upcoming benefits tracker with expiring soon alerts

Card comparison tool

Global search with keyboard shortcuts

Filter and sort cards by category, issuer, or rewards

Submit feedback and request new cards directly in-app

Wallet dashboard with benefit tracking

Card catalog with detailed earn rates and perks

Chase Sapphire Reserve, Amex Gold, and initial card lineup