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1 recorded
$100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com
Access to curated luxury hotels with $100 experience credit, complimentary breakfast for two, free Wi-Fi, and room upgrade, early check-in, late check-out when available
No foreign transaction fees on purchases made abroad
Up to $500 per trip for delays over 6 hours (up to 2 claims per 12-month period) for meals, lodging, toiletries, and other personal items
Up to $5,000 per trip and $10,000 per 12-month period for covered trip cancellations or interruptions
Up to $3,000 per trip for lost, stolen, or damaged luggage (up to 2 claims per 12-month period)
Car rental insurance covering damage or theft. Primary coverage outside your country of residence, secondary domestically (up to 31 days). Decline CDW and pay with your card
Extends manufacturer warranty by up to 24 months on warranties of 7 years or less (up to $10,000 per item)
Coverage for eligible purchases against damage or theft for up to 90 days (up to $10,000 per incident, $50,000 per year)
Free identity theft monitoring and alerts through Mastercard ID Theft Protection program
No liability for unauthorized purchases on your card
Special access to presale tickets and exclusive experiences for concerts, sporting events, arts and culture experiences
Transfer ThankYou Points 1:1 to American Airlines, JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World, and others with no transfer fee (1,000 point minimum)
Book flights, hotels, car rentals, and attractions using points or card with no blackout dates
Split eligible purchases of $75 or more into fixed monthly payments while continuing to earn points
Add authorized users at no additional cost
24-hour customer service available 365 days a year
Instantly block new charges on a misplaced card while allowing recurring transactions to continue
Citi will alert you if unusual activity is detected on your account
Free access to your FICO Score online to review your credit history
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
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