Question 1

When do Bilt Mastercard benefits expire?

Accepted Answer

Bilt Mastercard benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 2

How do I track Bilt Mastercard benefits?

Accepted Answer

Track Bilt Mastercard benefits by: 1) listing all 10+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 3

What are the Bilt Mastercard earning rates?

Accepted Answer

The Bilt Mastercard earns: 5x on At Bilt Dining partner restaurants (8x total when paying with Bilt card), 5x on Lyft rideshare, bikes, and scooters (requires linked Lyft account), 3x on At restaurants. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 4

Does the Bilt Mastercard have foreign transaction fees?

Accepted Answer

No, the Bilt Mastercard has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Bilt Mastercard

Bilt Mastercard

Earning Rates

Card Benefits

Travel

Account Services

Credits

Insurance

Status

Card Details

Bilt Mastercard

Bilt Mastercard

Earning Rates

Card Benefits

Travel

Account Services

Credits

Insurance

Status

Card Details