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Review this card's recorded earning rules before you move into its benefit windows and protections.
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Earn double points on all non-rent purchases on the 1st of each month (up to 1,000 bonus points). Dining earns 6x, travel earns 4x on Rent Day
Opt-in to report rent payments to all three major credit bureaus (Experian, Equifax, TransUnion) to help build credit history
No foreign transaction fees on purchases made abroad
Up to $5,000 per covered traveler for prepaid, non-refundable expenses when trip is canceled or interrupted for a covered reason
Up to $1,800 coverage for expenses (meals, hotel, transfers) when trip is delayed 6+ hours for an eligible reason
Secondary coverage up to $50,000 for damage or theft of rental vehicles rented for up to 31 consecutive days worldwide
Up to $800 per claim ($25 deductible) for damage or theft of cell phones when you pay your monthly bill with the card. Maximum 2 claims per 12-month period
Coverage for eligible purchases up to $10,000 per item against damage or theft within 90 days of purchase
Transfer points 1:1 to airline partners including United, American Airlines, Delta, Aeroplan, Flying Blue, and hotel partners including Hyatt, Marriott Bonvoy, Hilton Honors, IHG One Rewards
Earn status tiers based on points earned: Blue (<25K), Silver (25K-49K), Gold (50K-99K), Platinum (100K+). Silver+ members earn interest on points balance
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
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