Question 1

Is the Marriott Bonvoy Business worth the annual fee?

Accepted Answer

The Marriott Bonvoy Business is worth its $125 annual fee if you use most of its 11+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Marriott Bonvoy Business benefits expire?

Accepted Answer

Marriott Bonvoy Business benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Marriott Bonvoy Business benefits?

Accepted Answer

Track Marriott Bonvoy Business benefits by: 1) listing all 11+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Marriott Bonvoy Business earning rates?

Accepted Answer

The Marriott Bonvoy Business earns: 6x on At participating Marriott Bonvoy hotels, 4x on At restaurants worldwide, 4x on At U.S. gas stations. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the Marriott Bonvoy Business have foreign transaction fees?

Accepted Answer

No, the Marriott Bonvoy Business has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Marriott Bonvoy Business

Marriott Bonvoy Business

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