A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
4 recorded
$240 per calendar year in statement credits at U.S. restaurants found on Resy
$120 per calendar year in statement credits for Uber or Lyft purchases
$200 per calendar year in statement credits for Delta Stays hotel bookings
One round-trip companion certificate each year after card renewal. Valid in First Class, Delta Premium Select, Delta Comfort+, or Main Cabin on domestic U.S., Puerto Rico, U.S. Virgin Islands, Mexico, Caribbean, and Central America Delta flights. Companion pays taxes and fees.
Up to $500 per trip for delays over 6 hours when trip is paid with the card. Maximum 2 claims per 12 months.
Up to $500 for essential items when baggage is delayed 6+ hours on a covered trip
Up to $2,000 per person for checked baggage and $3,000 per person for carry-on baggage ($3,000 combined max per person) for lost, damaged, or stolen baggage when fare is paid with card
Up to $10,000 per trip, $20,000 per card per 12 months for non-refundable expenses when trip is cancelled or interrupted
Secondary coverage for damage or theft of rental vehicles when you decline the CDW and pay with the card. Up to $75,000 per rental.
Up to $800 per claim for repair or replacement of a damaged or stolen cell phone when you pay your monthly wireless bill with your card. $50 deductible. Maximum 2 claims per 12-month period.
Coverage for eligible purchases against accidental damage, theft, or loss for up to 90 days. Up to $10,000 per item, $50,000 per calendar year.
Extends manufacturer warranty by up to 1 year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per calendar year.
Refund for eligible U.S. purchases up to 90 days if seller refuses return. Up to $300 per item, $1,000 per calendar year.
15 visits per calendar year to Delta Sky Club lounges when flying Delta same day. Includes 2 guests per visit. Unlimited visits after $75,000 annual spend
Complimentary access to The Centurion Lounge and Studio locations worldwide when flying on a same-day departing flight
Access to Escape Lounges when flying on a same-day eligible flight
Zone 5 priority boarding on Delta flights
First checked bag free on Delta flights for cardholder and up to 8 companions on the same reservation
20% savings as a statement credit on eligible in-flight purchases of food, beverages, and other onboard purchases on Delta flights
15% off when redeeming miles for award travel on Delta-operated flights through delta.com and the Fly Delta app. Applies to mileage portion only.
Use SkyMiles to reduce the cost of Delta flights. Each 5,000 miles reduces the fare by $50.
Receive $2,500 in Medallion Qualification Dollars (MQDs) each calendar year toward Delta Medallion Status qualification
Earn $1 MQD for every $10 spent on eligible purchases with your card toward Medallion Status
Statement credit of up to $120 for Global Entry or $85 for TSA PreCheck application fee every 4 years
Complimentary Hertz President's Circle elite status upon enrollment, with premium benefits including guaranteed car availability and complimentary upgrades
24/7 emergency assistance when traveling more than 100 miles from home, including medical and legal referrals
No fees on purchases made outside the United States
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