Loading the card catalog.
A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
3 recorded
One free night certificate each account anniversary (up to 40,000 points value)
$100 statement credit and 10,000 bonus points after spending $20,000 each calendar year
Up to $50 in United TravelBank Cash each year
Up to $120 credit for Global Entry, NEXUS, or TSA PreCheck application fee every 4 years
Automatic Platinum Elite status as long as you remain a cardmember
Get the fourth reward night free when you redeem points for a consecutive four-night stay at IHG properties
Earn Diamond Elite status through December 31st of the following year after spending $40,000 each calendar year
Complimentary DashPass for 12 months plus up to $10 off quarterly on non-restaurant orders (activate by 12/31/2027)
No foreign transaction fees on purchases made abroad
Up to $100 per day for 3 days for essential purchases when baggage is delayed more than 6 hours
Up to $3,000 per covered traveler for lost or damaged luggage
Up to $5,000 per traveler and $10,000 per trip for covered trip cancellation or interruption
Coverage for eligible purchases against damage or theft for up to 120 days, up to $500 per item
20% discount when you buy IHG points with your card
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.