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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
$10 Instacart credit monthly, up to $120 each calendar year (benefits end 12/31/2027)
1 recorded
$10 off one qualifying non-restaurant DoorDash order each quarter while enrolled in DashPass (through 12/31/2027)
1 recorded
Free Night Award every year after account anniversary, valid for a one-night stay at a property with a redemption level up to 35,000 points. Can combine with up to 25,000 points for more options.
3-month complimentary Instacart+ membership with $0 delivery fees (benefits end 12/31/2027)
Complimentary 12-month DashPass membership for DoorDash and Caviar with $0 delivery fees on eligible orders. Activate by 12/31/2027.
Receive 15 Elite Night Credits each calendar year toward Marriott Bonvoy Elite status
Automatic Marriott Bonvoy Silver Elite status each calendar year, including 10% bonus points on stays, priority late checkout, and complimentary Wi-Fi
Earn Marriott Bonvoy Gold Elite status by spending $35,000 on purchases each calendar year, unlocking 25% bonus points, 2 p.m. late checkout, and enhanced room upgrades
Earn 1 additional Elite Night Credit toward Elite status for every $5,000 spent on purchases, with no cap
No foreign transaction fees on purchases made outside the United States
Marriott Bonvoy points do not expire as long as you make a purchase on your card every 24 months
Decline the rental company's collision insurance and charge the entire rental cost to your card for coverage of theft and collision damage
Up to $500 per covered traveler for meals and lodging when delayed more than 12 hours or requires overnight stay
Up to $100 per day for 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours
Up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen
Up to $500,000 coverage for accidental death or dismemberment during covered travel
24/7 roadside dispatch service for emergencies including towing, lockout service, and flat tire assistance
Coverage for new purchases against damage or theft for 120 days, up to $500 per item
Extends manufacturer warranty by 1 additional year on U.S. warranties of 3 years or less
Complimentary 24/7 Visa Signature Concierge Service for event tickets, dinner reservations, and gift assistance
Zero liability protection for unauthorized charges on your account
Free credit score monitoring, identity monitoring with dark web alerts, and identity theft assistance
Break up purchases of $100+ into fixed monthly payments with no interest, just a fixed monthly fee
Tap-to-pay technology for fast, secure contactless payments at participating merchants
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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