Question 1

Is the Citi / AAdvantage Platinum Select worth the annual fee?

Accepted Answer

The Citi / AAdvantage Platinum Select is worth its $99 annual fee if you use most of its 18+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Citi / AAdvantage Platinum Select benefits expire?

Accepted Answer

Citi / AAdvantage Platinum Select benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Citi / AAdvantage Platinum Select benefits?

Accepted Answer

Track Citi / AAdvantage Platinum Select benefits by: 1) listing all 18+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Citi / AAdvantage Platinum Select earning rates?

Accepted Answer

The Citi / AAdvantage Platinum Select earns: 2x on At gas stations, 2x on At restaurants, including takeout, 2x on Eligible American Airlines purchases. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the Citi / AAdvantage Platinum Select have foreign transaction fees?

Accepted Answer

No, the Citi / AAdvantage Platinum Select has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Citi / AAdvantage Platinum Select

Citi / AAdvantage Platinum Select

Earning Rates

Card Benefits

Travel

Flights

Car Rentals

Entertainment

Account Services

Insurance

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