Loading the card catalog.
A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Earn a $125 American Airlines Flight Discount after $20,000 or more in purchases during a cardmembership year and keeping the account open for one full billing cycle after the anniversary month; the certificate expires one year after issue.
1 recorded
Receive up to $180 in statement credits from October 19, 2025 through October 18, 2026: up to $30 per eligible completed Turo trip booked directly through Turo and paid with the linked card; digital-wallet payments are ineligible.
First checked bag free on eligible domestic American Airlines and American Eagle itineraries for the primary cardmember and up to 4 companions on the same reservation.
Group 5 preferred boarding on eligible American Airlines and American Eagle flights for the primary cardmember and up to 4 companions traveling on the same reservation.
Receive 25% savings as a statement credit on eligible inflight food and beverage purchases on domestic flights marketed and operated by American Airlines or marketed by American and operated by eligible American Eagle carriers when paid with the card; excludes Wi-Fi and codeshare flights operated by another airline.
No blackout dates when booking award flights with AAdvantage miles
Earn 1 Loyalty Point for every eligible AAdvantage base mile earned on purchases; bonus miles and accelerators do not earn Loyalty Points.
No foreign transaction fees on purchases made abroad
Special access to presale tickets and exclusive experiences for concerts, sporting events, arts and culture events
Split eligible purchases of $75 or more into fixed monthly payments while continuing to earn miles
Add authorized users at no additional cost and earn miles on their purchases
24-hour customer service available 365 days a year
Instantly block new charges on a misplaced card while allowing recurring transactions to continue
Citi will alert you if unusual activity is detected on your account
Free identity theft monitoring and alerts through Mastercard ID Theft Protection program
Free access to your FICO Score online to review your credit history
Chip-enabled contactless card for fast, secure tap-to-pay transactions
Compatible with Apple Pay, Google Pay, Samsung Pay and other digital wallets for secure online and in-store purchases
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.