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Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
2 recorded
Up to $5 back each month on rideshare purchases, up to $60 each calendar year (yearly opt-in required)
$10 Instacart credit monthly, up to $120 each calendar year (benefits end 12/31/27)
4 recorded
$50 back on your 1st and 2nd prepaid hotel stays purchased through United Hotels, up to $100 each anniversary year
$25 United TravelBank cash for your 1st and 2nd Avis or Budget car rental booked through cars.united.com, up to $50 each anniversary year
Up to $100 back as a statement credit each anniversary year for flights booked directly with JSX
2 United Club one-time passes per year after account opening and on each anniversary (over $100 value)
Primary cardmember and one companion each receive their first standard checked bag free on United-operated flights (up to $160 savings per roundtrip)
Primary cardmember and companions on the same reservation board United-operated flights prior to general boarding
25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights, and on Club premium drinks
$100 United TravelBank cash after spending $10,000 on purchases each calendar year
Earn a 10,000-mile award flight discount after spending $20,000 each calendar year, usable toward an eligible award flight
Primary cardmember with MileagePlus Premier status and one companion on the same reservation are eligible for Complimentary Premier Upgrades on select United-operated flights
No foreign transaction fees on purchases made outside the United States
Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee
Earn 1 PQP for every $20 spent on purchases, up to 1,000 PQP per calendar year toward Premier status qualification
MileagePlus miles never expire, giving you a lifetime to use your miles
Use miles to book any United-operated flight, any time, with no restrictions or blackout dates
3-month complimentary Instacart+ membership with $0 delivery fees, then 25% off annual rate (benefits end 12/31/27)
Access to exclusive curated experiences including culinary events, sporting events, concerts, and behind-the-scenes experiences
Primary coverage up to $60,000 for theft and collision damage on rental vehicles with MSRP of $125,000 or less
Up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if trip is canceled or cut short by covered situations
Up to $500 per covered traveler for meals and lodging if travel is delayed more than 12 hours or requires overnight stay
Up to $100 per day for 3 days for essential purchases when baggage is delayed over 6 hours
Up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage
Coverage for new purchases against damage or theft for 120 days, up to $10,000 per item
Extends manufacturer warranty by 1 additional year on U.S. warranties of 3 years or less, up to 4 years from purchase
24/7 Visa Signature Concierge Service for tickets, reservations, gift assistance, and more
Break up purchases of $100+ into fixed monthly payments with no interest, just a fixed monthly fee
Receive instant access to your card by adding it to Apple Pay, Google Pay, or Samsung Pay
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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