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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
Earn 3x points on an eligible category of your choice: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores
0% intro APR for 15 months on purchases and balance transfers from date of account opening
Special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for concerts, sporting events, and more
Transfer points to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World and others (minimum 1,000 points, no fee)
Book flights, hotels, car rentals, and experiences using your card, points, or a combination of both on cititravel.com
Free identity theft monitoring and alerts when suspicious activity is found
You will not be responsible for unauthorized charges on your account
Citi will alert you if unusual activity is detected on your account
Instantly block new charges on a misplaced card while allowing recurring transactions to continue
Free access to your FICO score online to review your credit history
Pay over time in fixed monthly payments on eligible purchases of $75 or more while earning points
Add authorized users to your account at no additional cost
Customer service representatives available 24 hours a day, 365 days a year
Choose to pay your bill on any available due date in the beginning, middle, or end of the month
Add your card to digital wallets like Apple Pay, Google Pay, and Samsung Pay
Tap your contactless-chip enabled card on the payment reader for fast checkout
Manage your account when you want, where you want through the Citi Mobile App
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.