Question 1

When do Citi Strata benefits expire?

Accepted Answer

Citi Strata benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 2

How do I track Citi Strata benefits?

Accepted Answer

Track Citi Strata benefits by: 1) listing all 17+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 3

What are the Citi Strata earning rates?

Accepted Answer

The Citi Strata earns: 5x on Attractions booked on cititravel.com, 5x on Car rentals booked on cititravel.com, 5x on Hotels booked on cititravel.com. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Citi Strata

Citi Strata

Earning Rates

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Travel

Entertainment

Account Services

Insurance

Lifestyle

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