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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
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Up to $50 in statement credits each quarter ($200/year) for purchases made directly with a property in the Hilton portfolio
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Earn a Free Night Reward at Hilton portfolio properties after spending $15,000 on eligible purchases in a calendar year
Complimentary Gold status including 80% bonus on base points, space-available room upgrades, fifth night free on points bookings, and daily breakfast or food and beverage credit
Spend $40,000 on eligible purchases in a calendar year to earn Diamond status through the end of the next calendar year, with benefits including 100% bonus on base points, Premium Wi-Fi, space-available room upgrades, executive lounge access at select properties, and more
Complimentary Emerald Club Executive status with perks like Executive Area Access for full-size reservations and above in USA and Canada. Requires enrollment.
No foreign transaction fees on purchases made abroad
24/7 emergency assistance and coordination services when traveling 100+ miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members responsible for third-party costs.
Secondary coverage for damage or theft of rental vehicle when you decline CDW and pay with the card. Not available in Australia, Italy, or New Zealand.
Coverage for lost, damaged, or stolen baggage up to $1,250 for carry-on and $500 for checked baggage when purchasing airfare with the card
Coverage for eligible purchases against theft or accidental damage for up to 90 days. Up to $1,000 per purchase, $50,000 per calendar year.
Extends original manufacturer warranty by up to 1 additional year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per calendar year.
Presale and special ticket access to select events, plus exclusive Card Member benefits at select events
Send money to Venmo or PayPal users fee-free and split purchases with others directly in the Amex app. Enrollment required.
Split purchases of $100+ into equal monthly installments with a fixed fee
Add Additional Card Members (13+) including spouse, child, or employee who make purchases for you
Annual summary of all charges for tax and expense tracking
American Express works with you and merchants to help resolve billing issues and unrecognized charges
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.