A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
$300 annual credit for bookings through Capital One Business Travel
1 recorded
10,000 bonus miles every year starting on first account anniversary
Up to $120 credit for Global Entry or TSA PreCheck application fee every 4 years
Complimentary access to Capital One Lounges. Guest access ($45/adult, $25/child 17 and under) unless you spend $75,000 annually
Access to 1,300+ Priority Pass lounges worldwide with up to 2 complimentary guests after enrollment
$100 experience credit, daily breakfast for two, complimentary Wi-Fi, room upgrades (when available), early check-in/late checkout at Premier Collection properties
$50 experience credit, complimentary Wi-Fi, room upgrades (when available), early check-in/late checkout at Lifestyle Collection properties
Complimentary Hertz President's Circle status with widest car selection and skip-the-counter service at select locations
No foreign transaction fees on purchases made outside the United States
24/7 concierge service for reservations, event tickets, and travel assistance
Primary coverage up to $75,000 for collision damage to rental vehicles. Decline rental company CDW.
Up to $500 per ticket for delays over 6 hours or requiring overnight stay. Covers meals, lodging, and essential items.
Up to $5,000 per person for prepaid, non-refundable trip expenses if cancelled due to covered events
Up to $3,000 for lost, stolen, or damaged checked or carry-on luggage
Up to $800 per claim for damage, theft, or loss when you pay monthly bill with card. $50 deductible, two claims per year.
Coverage for theft or damage within 90 days of purchase. Up to $1,000 per item.
Extends manufacturer warranty by 1 additional year on warranties of 3 years or less. Up to $1,000 per claim.
Up to $1,000 per item refund if store will not accept returns within 90 days
Up to $100,000 for medical treatment while traveling abroad
Up to $1,000,000 coverage for accidental death or dismemberment during common carrier trips
Flexible spend capacity that adapts based on spending behavior, payment history, and credit profile
Add employee cards at no additional cost. Optional lounge access for $125 per employee per year.
Make safer payments online without exposing your actual card number
Set customized spending limits for employee cards and see transactions as they post
Assign account managers to make purchases and payments, review transactions, and resolve problems
Itemized report of spending to simplify budgeting and tax preparation
Download purchase records in multiple formats including Quicken, QuickBooks, and Excel
Zero liability for unauthorized charges plus emergency card replacement and cash advance
Miles do not expire for the life of the account with no blackout dates for redemption
Transfer miles to 15+ airline and hotel loyalty programs
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Infinite card. Enhanced data allocation compared to Visa Signature.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.