A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
3 recorded
$15/month in Uber Cash plus $20 bonus in December ($200/year) for Uber rides and Uber Eats
$25/month in statement credits for eligible purchases with Disney+, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Music, YouTube Premium, and YouTube TV ($300/year). Enrollment required.
$12.95/month in statement credits for Walmart+ membership ($155/year)
2 recorded
$100 per quarter in statement credits for eligible purchases at U.S. Resy restaurants ($400/year). Enrollment required.
$75 per quarter in statement credits at U.S. lululemon stores (excluding outlets) and lululemon.com ($300/year). Enrollment required.
1 recorded
$300 semi-annually in statement credits on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through AmexTravel.com ($600/year)
5 recorded
$200 per calendar year in statement credits for incidental airline fees (baggage, seat selection, etc.) with one selected qualifying airline. Enrollment required.
$120 per calendar year in statement credits for Uber One membership. Enrollment required.
$219 per calendar year in statement credits for CLEAR Plus membership. Enrollment required.
$300 per calendar year in statement credits for Equinox club membership or Equinox+ digital subscription. Enrollment required.
$200 per calendar year in statement credits for Oura Ring hardware purchases at ouraring.com. Enrollment required.
Statement credit for Global Entry ($120) or TSA PreCheck (up to $85) application fee every 4 years
10 complimentary visits per year when flying Delta. Guests $50 each. Unlimited access with $75K annual spend.
Access to 1,550+ airport lounges worldwide including Centurion Lounges, Priority Pass Select, Plaza Premium, Escape Lounges, and partner lounges
Complimentary Priority Pass Select membership with access to 1,700+ lounges worldwide. Enrollment required.
Complimentary Marriott Bonvoy Gold Elite status with room upgrades when available, 25% bonus points, and late checkout. Enrollment required.
Complimentary Hilton Honors Gold status with room upgrades, 80% bonus points, daily food & beverage credit at U.S. properties, and 5th night free on award stays. Enrollment required.
Complimentary Leaders Club Sterling status from The Leading Hotels of the World with 5% points bonus and 5 pre-arrival upgrades annually. Enrollment required.
Access to 1,800+ FHR properties with benefits averaging $550 per stay including room upgrades, daily breakfast, $100 property credit, early check-in/guaranteed 4pm checkout
$100 experience credit at 1,000+ Hotel Collection properties with 2+ night stays booked through AmexTravel.com
Complimentary premium status with Avis, Hertz, and National car rental programs. Enrollment required.
Special access to sought-after restaurants including exclusive reservations, priority notify, and premium dining experiences
Access to sought-after reservations at top Resy restaurants on select nights in LA, Miami, and NYC
Access to specially curated once-in-a-lifetime events including sporting, fashion, fine dining, art, and performances
Special ticket access and on-site benefits such as dedicated entrances or fast lanes at select stadiums and arenas
No foreign transaction fees on purchases made abroad
24/7 emergency assistance when traveling 100+ miles from home including medical, legal, and financial referrals. Emergency medical transportation may be provided at no cost if approved.
Access to Platinum Travel Consultants for custom itineraries and tailored travel recommendations
Up to $500 per trip for delays over 6 hours when trip is paid with the card. Maximum 2 claims per card per 12-month period.
Up to $10,000 per trip and $20,000 per card per 12-month period for non-refundable expenses when trip is cancelled or interrupted for a covered reason
Secondary coverage for damage or theft of rental vehicles when you decline the CDW and pay with the card. Up to $75,000 per rental. Not available in Australia, Italy, or New Zealand.
Coverage for eligible purchases against accidental damage, theft, or loss for up to 90 days. Up to $10,000 per item, $50,000 per year.
Extends original manufacturer warranty by up to 1 year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per year.
Refund for eligible U.S. purchases up to 90 days if seller refuses return. Up to $300 per item, $1,000 per calendar year.
Up to $3,000 per person for carry-on bags, $2,000 for checked bags when fare is paid with card. $1,000 sub-limit for high-risk items (jewelry, electronics).
Up to $800 per claim for damaged or stolen cell phones with $50 deductible. Maximum 2 claims per 12 months. Cell phone line must be listed on wireless bill paid monthly with card.
Send money to Venmo or PayPal users fee-free and split purchases with others directly in the Amex app. Enrollment required.
Add Additional Platinum Cards ($195/year each) or Companion Cards (no fee) who earn points the same way you do
Annual summary of all charges for tax and expense tracking, available in January
Use Membership Rewards points for flights and prepaid hotels on AmexTravel.com, or at checkout with Amazon, Grubhub, Best Buy, and more
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