A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Up to $50 quarterly ($200/year) in statement credits on flights booked directly with airlines or AmexTravel.com
1 recorded
Up to $200 semi-annually ($400/year) in statement credits for eligible purchases at participating Hilton Resorts
4 recorded
Up to $209/year in statement credits after paying for CLEAR Plus membership with the card
One free night reward at Hilton portfolio properties upon card renewal each year (standard room, double occupancy)
Earn an additional free night reward after spending $30,000 on the card in a calendar year
Earn a second additional free night reward after spending $60,000 on the card in a calendar year
Up to $100 credit per stay at Waldorf Astoria and Conrad properties when booking 2+ night stays through hiltonhonorsaspirecard.com (unlimited uses)
Complimentary Diamond status including 100% bonus on base points, Premium Wi-Fi, space-available room upgrades, executive lounge access at select properties, and more
Complimentary Emerald Club Executive status with perks like Executive Area Access for full-size reservations and above in USA and Canada. Requires enrollment.
No foreign transaction fees on purchases made abroad
24/7 medical, legal, financial, and other emergency coordination and assistance services while traveling 100+ miles from home. Includes emergency medical transportation if approved and coordinated.
Up to $800 per claim (max 2 claims per 12 months) for cell phone repair or replacement following damage or theft when wireless bill is paid with the card. $50 deductible per claim.
Secondary coverage for damage or theft of rental vehicle when you decline CDW and pay with the card. Not available in Australia, Italy, or New Zealand.
Coverage for lost, damaged, or stolen baggage up to $3,000 combined ($2,000 checked, $1,000 high-risk items) when purchasing airfare with the card
Up to $500 per trip (max 2 claims per 12 months) for delays over 6 hours when round-trip is paid with the card
Up to $10,000 per trip ($20,000 per card per 12 months) for non-refundable expenses when trip is cancelled or interrupted for covered reasons
Coverage for eligible purchases against theft, accidental damage, or loss for up to 90 days. Up to $10,000 per purchase, $50,000 per calendar year.
Extends original manufacturer warranty by up to 1 additional year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per calendar year.
Refund for eligible items the retailer won't take back within 90 days. Up to $300 per item, $1,000 per calendar year.
Access to exclusive reservations and special dining experiences when you add your card to your Resy profile
Presale and special ticket access to select events, plus exclusive Card Member benefits at select events
Send money to Venmo or PayPal users fee-free and split purchases with others directly in the Amex app
Split purchases of $100+ into equal monthly installments with a fixed fee
Add Additional Card Members (13+) including spouse, child, or employee who make purchases for you
Annual summary of all charges for tax and expense tracking
American Express works with you and merchants to help resolve billing issues and unrecognized charges
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.