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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
Up to $500 per ticket for expenses due to delays of 12 hours or more. Covers meals, lodging, and essential purchases when purchasing air travel with the card.
Up to $1,500 per trip for covered trip cancellation and interruption when purchasing travel with the card.
Up to $300 for essential purchases if checked baggage is delayed or misdirected for more than 4 hours.
Up to $3,000 per passenger for lost or damaged luggage when purchasing travel with the card.
Up to $500 per claim for items damaged or stolen within 90 days of purchase. File claim within 60 days of incident.
Doubles the manufacturer warranty up to 1 additional year on eligible warranties of 3 years or less. Up to $10,000 per claim.
Up to $250 per item, $1,000 per year for items the merchant will not accept for return within 90 days of purchase.
Secondary coverage for theft and damage to rental vehicles for up to 15 consecutive days. Primary for business rentals and international rentals. Decline rental company CDW.
$99 Companion Fare (plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases in the prior anniversary year. Valid for round-trip or one-way Saver or Main Cabin on Alaska or Hawaiian Airlines within North America.
$100 off an annual Alaska Lounge+ Membership ($795/year) when purchased with the card
First checked bag free for cardholder and up to 6 guests on same reservation for Alaska Airlines and Hawaiian Airlines flights when purchased with the card
Preferred boarding for cardholder and up to 6 guests on same reservation on Alaska and Hawaiian Airlines flights when purchased with the card
20% back as statement credit on Alaska Airlines and Hawaiian Airlines inflight purchases (food, beverages, Wi-Fi) when paying with card
Earn 1 status point per $3 spent on purchases. No cap from 2026. Status points help qualify for Atmos Rewards elite tiers.
Earn 10% more points on all card purchases when you have an eligible Bank of America checking or savings account
No blackout dates when booking Alaska or Hawaiian Airlines flights with points or companion fare
No foreign transaction fees on purchases made abroad
Coverage for accidental death or dismemberment when purchasing common carrier tickets with the card
24/7 roadside assistance services including towing, tire changes, jump starts, and lockout service for a per-service fee
24/7 travel and emergency assistance services while traveling 100+ miles from home
Access to Visa Signature concierge services for travel planning, dining reservations, and event tickets
Protection from unauthorized transactions on your account
Optional overdraft protection for eligible Bank of America checking accounts. No transfer fee (interest charges apply).
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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