Question 1

Is the Business Platinum Card worth the annual fee?

Accepted Answer

The Business Platinum Card is worth its $895 annual fee if you use most of its 38+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Business Platinum Card benefits expire?

Accepted Answer

Business Platinum Card benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Business Platinum Card benefits?

Accepted Answer

Track Business Platinum Card benefits by: 1) listing all 38+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Business Platinum Card earning rates?

Accepted Answer

The Business Platinum Card earns: 5x on Booked on AmexTravel.com, 5x on Prepaid hotels booked on AmexTravel.com, 2x on Single purchases of $5,000 or more (up to $2M/year). Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

What lounge access does the Business Platinum Card include?

Accepted Answer

The Business Platinum Card includes airport lounge access. Check your cardmember agreement for specific lounge networks, guest policies, and any visit limits. Premium cards typically include Priority Pass and may have issuer-specific lounges.

Question 6

Does the Business Platinum Card have foreign transaction fees?

Accepted Answer

No, the Business Platinum Card has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Business Platinum Card

Business Platinum Card

Earning Rates

Card Benefits

Travel

Flights

Hotels

Account Services

Lounge Access

Insurance

Status

Electronics

Recruiting

Software

Wireless

Card Details