Question 1

When do Ink Business Cash benefits expire?

Accepted Answer

Ink Business Cash benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 2

How do I track Ink Business Cash benefits?

Accepted Answer

Track Ink Business Cash benefits by: 1) listing all 15+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 3

What are the Ink Business Cash earning rates?

Accepted Answer

The Ink Business Cash earns: 5x on At office supply stores (up to $25K combined/year), 5x on On internet, cable and phone services (up to $25K combined/year), 5x on On Lyft rides (through September 30, 2027). Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Ink Business Cash

Ink Business Cash

Earning Rates

Card Benefits

Groceries

Travel

Car Rentals

Account Services

Insurance

Card Details