Question 1

Is the IHG One Rewards Premier Business worth the annual fee?

Accepted Answer

The IHG One Rewards Premier Business is worth its $99 annual fee if you use most of its 13+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do IHG One Rewards Premier Business benefits expire?

Accepted Answer

IHG One Rewards Premier Business benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track IHG One Rewards Premier Business benefits?

Accepted Answer

Track IHG One Rewards Premier Business benefits by: 1) listing all 13+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the IHG One Rewards Premier Business earning rates?

Accepted Answer

The IHG One Rewards Premier Business earns: 10x on At IHG hotels and resorts, 5x on Dining at restaurants, 5x on Gas stations. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the IHG One Rewards Premier Business have foreign transaction fees?

Accepted Answer

No, the IHG One Rewards Premier Business has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

IHG One Rewards Premier Business

IHG One Rewards Premier Business

Earning Rates

Card Benefits

Dining

Travel

Groceries

Flights

Hotels

Credits

Status

Lifestyle

Card Details