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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
0% intro APR on balance transfers for 18 months (then 17.74%-27.74% variable APR)
Special access to purchase tickets for concerts, sporting events, dining experiences, and more
Redeem as cash back (statement credit, direct deposit, or check), gift cards, travel, or transfer to partners
Transfer ThankYou Points to airline partners including JetBlue TrueBlue, and hotel partners including Wyndham Rewards and Choice Privileges
No annual fee for the life of the card
Earn unlimited 2% cash back with no categories to track and no caps
You are not responsible for unauthorized purchases on your account
Citi monitors your account 24/7 and will alert you if unusual activity is detected
Register eligible purchases and Citi will search for a lower price for 60 days
Coverage for damage due to collision or theft for most rental vehicles
Generate virtual card numbers for safer online shopping
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.