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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Up to $209 per calendar year in statement credits after paying for CLEAR Plus membership (subject to auto-renewal)
No foreign transaction fees on purchases made abroad
Up to $300 per trip for delays over 12 hours, maximum 2 claims per eligible card per 12 consecutive month period. Coverage for additional expenses like meals, lodging, and toiletries.
Secondary coverage up to $50,000 for damage to or theft of a rental vehicle when you decline the CDW. Not available in Australia, Italy, and New Zealand.
Coverage for lost, damaged, or stolen baggage when purchasing airfare with the card. Up to $1,250 for carry-on baggage, up to $500 for checked baggage.
24/7 emergency assistance when traveling 100+ miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance
Use Membership Rewards points for all or part of flights and prepaid hotels on AmexTravel.com
Presale and special ticket access to select events, plus exclusive Card Member benefits at venues
Earn extra rewards on shopping, dining, travel, and more by adding offers to your card
Coverage for eligible purchases against accidental damage or theft for up to 90 days. Up to $1,000 per occurrence, $50,000 per calendar year.
Extends original manufacturer warranty by up to 1 year on warranties of 5 years or less
Refund for eligible items the retailer won't take back within 90 days. Up to $300 per item, $1,000 per calendar year.
Split purchases of $100+ into equal monthly installments with a fixed fee
Send money to Venmo or PayPal users fee-free and split purchases with others directly in the Amex app
American Express will work with you to help resolve fraudulent or incorrect charges on your statement
Annual summary of charges for tax and expense tracking, available in January
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