Question 1

Is the Green Card worth the annual fee?

Accepted Answer

The Green Card is worth its $150 annual fee if you use most of its 16+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Green Card benefits expire?

Accepted Answer

Green Card benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Green Card benefits?

Accepted Answer

Track Green Card benefits by: 1) listing all 16+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Green Card earning rates?

Accepted Answer

The Green Card earns: 3x on At restaurants worldwide, including takeout and delivery in the U.S., 3x on Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more, 3x on Including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the Green Card have foreign transaction fees?

Accepted Answer

No, the Green Card has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Green Card

Green Card

Earning Rates

Card Benefits

Travel

Entertainment

Account Services

Insurance

Card Details