Question 1

When do Savor Rewards benefits expire?

Accepted Answer

Savor Rewards benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 2

How do I track Savor Rewards benefits?

Accepted Answer

Track Savor Rewards benefits by: 1) listing all 10+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 3

What are the Savor Rewards earning rates?

Accepted Answer

The Savor Rewards earns: 8x on On Capital One Entertainment purchases, 5x on Activities booked through Capital One Travel, 5x on Hotels and vacation rentals booked through Capital One Travel. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 4

Does the Savor Rewards have foreign transaction fees?

Accepted Answer

No, the Savor Rewards has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Savor Rewards

Savor Rewards

Earning Rates

Card Benefits

Travel

Account Services

Insurance

Card Details