Loading the card catalog.
A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
2 recorded
Up to $150 in statement credits annually on rideshare, taxi, and limo purchases (excludes UberEats). $12/month Jan-Nov, up to $18 in December. Requires annual enrollment.
Complimentary Instacart+ membership plus two $10 Instacart credits monthly ($240 annually) for purchases made directly through Instacart. Benefits valid through 12/31/27.
6 recorded
Up to $200 in statement credits each anniversary year on prepaid hotel accommodations booked directly through Renowned Hotels and Resorts. Includes daily breakfast, $100 property credit, free Wi-Fi, and room upgrades.
Receive $50 in United TravelBank cash for 1st and 2nd Avis or Budget car rental booked through cars.united.com, up to $100 each anniversary year.
Up to $200 back in statement credits each anniversary year when booking flights directly with JSX.
Up to $50 back in statement credits each anniversary year after purchasing FareLock on United or United Express-operated flights.
Earn 2 global Economy Plus seat upgrade credits annually after spending $40,000 in purchases.
Earn 4 United Club one-time passes each anniversary when you have United Club All Access Membership and an employee card.
1 recorded
5,000 bonus miles each card anniversary when you have both the United Club Business card and a personal Chase United credit card.
Unlimited access to 45+ United Club locations worldwide for primary cardholder, 1 adult guest, and dependent children under 18. Upgrade to All Access after spending $50K annually or reaching Premier Gold status for Star Alliance lounge access and additional guest privileges.
First and second checked bags free for primary cardholder and one companion on the same reservation (up to $360 savings per roundtrip).
Priority check-in, security screening (where available), boarding, and baggage handling on United flights.
25% back as statement credit on food, beverages, Wi-Fi purchases on United-operated flights, and premium drink purchases at United Clubs.
Complimentary Premier upgrades on award tickets for cardholder and companion.
Save on average 30% in miles on award flights.
Earn 1 PQP per $15 spent, up to 28,000 PQP annually. Applies toward Premier status qualification up to Premier 1K level.
One free year of DoorDash DashPass plus $10 quarterly credit on non-restaurant orders. Benefits valid through 12/31/27.
Complimentary enrollment with guaranteed car availability, two-car class upgrades, and expedited rental service.
Complimentary Platinum Elite status with room upgrades, extended checkout, complimentary Wi-Fi, and elite points that never expire. Allow 4 weeks for processing.
No fees on purchases made outside the United States
Up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses when trip is canceled or interrupted due to covered situations.
Up to $500 per covered traveler for unreimbursed expenses when common carrier travel is delayed more than 12 hours or requires overnight stay.
Up to $100 daily for maximum 3 days for essential purchases when baggage is delayed over 6 hours.
Up to $3,000 per covered traveler for checked or carry-on baggage that is lost, damaged, or stolen during covered trip.
Up to $1,000,000 for medical services and transportation when injured or sick 100+ miles from home requiring emergency evacuation.
Up to $500,000 for accidental death or dismemberment when air, bus, train, or cruise transportation is paid with the card.
Primary coverage up to $60,000 for theft and collision damage for most rental vehicles with MSRP of $125,000 or less.
Covers eligible new purchases for 120 days from purchase date against damage or theft up to $10,000 per item.
Reimbursement for eligible items that stores won't accept within 90 days of purchase, up to $500 per item and $1,000 per 12-month period.
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from purchase date.
24/7 personalized assistance with reservations, referrals, and recommendations worldwide.
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.