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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
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Earn one domestic economy companion certificate redeemable for one companion ticket at $99 plus taxes and fees after spending $30,000 in a cardmembership year and keeping the account open at least 45 days after anniversary.
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Earn a 5% AAdvantage mileage bonus on eligible purchases each cardmembership year after renewing annual cardmembership and keeping the account open at least 45 days after anniversary.
First eligible checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 4 companions on the same reservation.
Preferred boarding for the primary cardmember and up to 4 companions on the same reservation on eligible American Airlines operated flights.
Receive 25% savings as a statement credit on eligible inflight food and beverage purchases on American Airlines operated flights.
No foreign transaction fees on international purchases.
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
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