Question 1

Is the World of Hyatt worth the annual fee?

Accepted Answer

The World of Hyatt is worth its $95 annual fee if you use most of its 21+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do World of Hyatt benefits expire?

Accepted Answer

World of Hyatt benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track World of Hyatt benefits?

Accepted Answer

Track World of Hyatt benefits by: 1) listing all 21+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the World of Hyatt earning rates?

Accepted Answer

The World of Hyatt earns: 9x on At Hyatt hotels and resorts (4X card + 5X membership), 2x on Airline tickets purchased directly from the airline, 2x on At restaurants. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the World of Hyatt have foreign transaction fees?

Accepted Answer

No, the World of Hyatt has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

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