A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Earn a $15 Lyft credit after completing three eligible rides in a calendar month, for up to $180 in Lyft credits annually. The credit expires 30 days after it is applied.
1 recorded
Up to $500 in statement credits each calendar year on eligible American Airlines Vacations travel packages or Experiences: up to $250 from January through June and up to $250 from July through December.
3 recorded
Up to $100 in statement credits each calendar year on eligible purchases made on domestic flights marketed and operated by American Airlines or marketed by American and operated by eligible American Eagle carriers, plus eligible Admirals Club food and beverage purchases. Codeshare flights operated by another airline and Admirals Club One Day Passes are excluded.
Up to $120 in statement credits each calendar year on eligible prepaid Avis or Budget rentals booked directly through avis.com or budget.com.
Earn one Omni Free Night Award each calendar year after completing a qualifying stay of two or more consecutive nights booked directly with Omni Hotels & Resorts and paid with the card. Omni Champion Status enrollment is required. The award expires 12 months after issue.
Complimentary Admirals Club membership with unlimited visits for the primary cardmember and up to two guests or immediate family members when traveling on an eligible same-day flight. Includes access to eligible partner lounges.
Authorized users age 18 or older receive Admirals Club access privileges, including admission for up to two guests or immediate family members, when traveling on an eligible same-day flight. Authorized users do not receive full Admirals Club membership or partner-lounge access.
Receive one statement credit of up to $120 per account every 4 years for a Global Entry or TSA PreCheck application fee charged to the card.
Up to $5,000 per trip for covered trip cancellation, interruption, or extension when at least part of the trip is paid with the card and/or AAdvantage miles.
Up to $500 per covered traveler, per trip for eligible common-carrier delays of at least 6 hours when at least part of the fare is paid with the card and/or AAdvantage miles.
Up to $3,000 per covered traveler, per trip, and up to $10,000 total per trip for checked baggage lost, stolen, or damaged by a common carrier.
Up to $75,000 for eligible rental-car damage or theft worldwide. Coverage is secondary in the United States and primary outside the United States.
First checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 8 companions on the same reservation.
Earn 10,000 bonus Loyalty Points after reaching each of 50,000, 90,000, 165,000, and 240,000 Loyalty Points in the same status qualification year, for up to 40,000 bonus Loyalty Points per qualifying year.
After spending $150,000 in purchases in a calendar year, earn a total of 5 AAdvantage miles per dollar on eligible American Airlines purchases for the remainder of that year.
Receive a 10% discount on eligible non-flight components of qualifying American Airlines Vacations travel packages booked through the designated Citi / AAdvantage booking page.
Priority check-in, priority airport screening where available, and Group 4 priority boarding on eligible American Airlines flights for the primary cardmember and up to 8 companions on the same reservation.
Primary cardmembers may enroll in complimentary Avis President's Club status through August 31, 2028.
Primary cardmembers may enroll in complimentary Omni Hotels & Resorts Champion Status. Enrollment is required.
No foreign transaction fees on purchases.
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