American Express
A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
2 recorded
Up to $10 in statement credits each month on U.S. rideshare purchases (Uber, Lyft, and other select providers). Enrollment required.
Up to $10 in statement credits each month on eligible purchases at U.S. restaurants found on Resy. Enrollment required.
2 recorded
Up to $150 in statement credits each calendar year when booking prepaid hotels or vacation rentals through Delta Stays on delta.com
One Main Cabin round-trip companion certificate each card anniversary year. Valid on domestic U.S., Mexico, Caribbean, and Central America Delta flights. Companion pays taxes and fees.
18 recorded
Up to $300 per covered trip for necessary expenses when your trip is delayed more than 12 hours. Maximum 2 claims per 12-month period.
Coverage for lost, damaged, or stolen baggage. Up to $1,250 for carry-on and $500 for checked baggage. Excess coverage above common carrier limits.
Secondary coverage up to $50,000 for theft or damage to rental vehicles. Must decline the rental company CDW. Maximum 30 consecutive day rental.
Up to $800 per claim for repair or replacement of a damaged or stolen cell phone when you pay your monthly wireless bill with your card. $50 deductible. Maximum 2 claims per 12-month period.
Coverage for damage or theft of eligible purchases within 90 days. Up to $1,000 per item, $50,000 per calendar year.
Extends manufacturer warranty by up to 1 year on warranties of 5 years or less. Up to $10,000 per item, $50,000 per calendar year.
First checked bag free on Delta flights for cardholder and up to 8 companions on the same reservation
Zone 5 priority boarding on Delta flights for cardholder and up to 8 companions on the same reservation
Eligible for complimentary upgrades on Delta flights, added to the upgrade list after Medallion members and Delta Reserve cardmembers
20% savings as a statement credit on eligible in-flight purchases of food, beverages, and other onboard purchases on Delta flights
15% off when redeeming miles for award travel on Delta-operated flights through delta.com and the Fly Delta app. Applies to mileage portion only.
Use SkyMiles to reduce the cost of Delta flights. Each 5,000 miles reduces the fare by $50.
Receive $2,500 in Medallion Qualification Dollars (MQDs) each calendar year toward Delta Medallion Status qualification
Earn $1 MQD for every $20 spent on eligible purchases with your card toward Medallion Status
Statement credit of up to $120 for Global Entry or $85 for TSA PreCheck application fee every 4 years
Complimentary Hertz Five Star elite status upon enrollment, with benefits like expedited car selection and complimentary upgrades
24/7 emergency assistance when traveling more than 100 miles from home, including medical and legal referrals
No fees on purchases made outside the United States
These rules describe the card. They are not a recommendation to apply, and category eligibility can depend on merchant coding and issuer terms.
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