Question 1

Is the Delta SkyMiles Platinum worth the annual fee?

Accepted Answer

The Delta SkyMiles Platinum is worth its $350 annual fee if you use most of its 22+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Delta SkyMiles Platinum benefits expire?

Accepted Answer

Delta SkyMiles Platinum benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Delta SkyMiles Platinum benefits?

Accepted Answer

Track Delta SkyMiles Platinum benefits by: 1) listing all 22+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Delta SkyMiles Platinum earning rates?

Accepted Answer

The Delta SkyMiles Platinum earns: 3x on Delta purchases, 3x on Purchases made directly with hotels, 2x on At restaurants worldwide (including U.S. takeout and delivery). Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the Delta SkyMiles Platinum have foreign transaction fees?

Accepted Answer

No, the Delta SkyMiles Platinum has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Delta SkyMiles Platinum

Delta SkyMiles Platinum

Earning Rates

Card Benefits

Dining

Travel

Flights

Hotels

Car Rentals

Insurance

Status

Rideshare

Card Details

Delta SkyMiles Platinum

Delta SkyMiles Platinum

Earning Rates

Card Benefits

Dining

Travel

Flights

Hotels

Car Rentals

Insurance

Status

Rideshare

Card Details