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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Up to $10 per month through December 31, 2027 with an active Instacart+ membership
1 recorded
$10 off one qualifying non-restaurant DoorDash order each quarter while enrolled in DashPass, through December 31, 2027
Automatic IHG One Rewards Silver Elite status while the account remains open
Get the fourth reward night free when redeeming points for a stay of four or more consecutive nights
Earn 10,000 bonus points after spending $10,000 in a calendar year
Earn Gold Elite status through December 31 of the following year after spending $20,000 in a calendar year
Complimentary three-month Instacart+ membership, subject to enrollment terms
Complimentary DashPass for 12 months when activated by December 31, 2027
Save 20% when purchasing IHG One Rewards points with the card
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
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