Question 1

Is the Marriott Bonvoy Brilliant worth the annual fee?

Accepted Answer

The Marriott Bonvoy Brilliant is worth its $650 annual fee if you use most of its 25+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Marriott Bonvoy Brilliant benefits expire?

Accepted Answer

Marriott Bonvoy Brilliant benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Marriott Bonvoy Brilliant benefits?

Accepted Answer

Track Marriott Bonvoy Brilliant benefits by: 1) listing all 25+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Marriott Bonvoy Brilliant earning rates?

Accepted Answer

The Marriott Bonvoy Brilliant earns: 6x on At hotels participating in Marriott Bonvoy, 3x on At restaurants worldwide, 3x on Flights booked directly with airlines. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

What lounge access does the Marriott Bonvoy Brilliant include?

Accepted Answer

The Marriott Bonvoy Brilliant includes airport lounge access. Check your cardmember agreement for specific lounge networks, guest policies, and any visit limits. Premium cards typically include Priority Pass and may have issuer-specific lounges.

Question 6

Does the Marriott Bonvoy Brilliant have foreign transaction fees?

Accepted Answer

No, the Marriott Bonvoy Brilliant has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

Marriott Bonvoy Brilliant

Marriott Bonvoy Brilliant

Earning Rates

Card Benefits

Dining

Travel

Hotels

Entertainment

Account Services

Lounge Access

Insurance

Status

Card Details

Marriott Bonvoy Brilliant

Marriott Bonvoy Brilliant

Earning Rates

Card Benefits

Dining

Travel

Hotels

Entertainment

Account Services

Lounge Access

Insurance

Status

Card Details