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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
$25/month ($300/year) in statement credits at restaurants worldwide
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One free night award (up to 85,000 points value) at participating Marriott Bonvoy hotels after card renewal each year. Can combine with up to 25,000 points for more options. Certain hotels have resort fees.
Up to $100 property credit at The Ritz-Carlton or St. Regis when booking direct using a special rate for a 2+ night stay
Statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85)
After spending $60,000 on eligible purchases in a calendar year, select one award: 5 Suite Night Awards, Free Night Award (up to 85,000 points), or $1,000 off mattress purchase
Complimentary Platinum Elite status with room upgrades (including suites when available), late checkout, lounge access, welcome gifts, and 50% bonus points on stays
Receive 25 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status
Unlimited visits to 1,200+ airport lounges worldwide through Priority Pass Select membership, regardless of airline or class of service. Includes 2 guests per visit.
No foreign transaction fees on purchases made abroad
Free in-room premium Internet access at Marriott Bonvoy properties when booking with a qualifying rate
24/7 medical, legal, financial, and other emergency coordination and assistance services while traveling 100+ miles from home. Emergency medical transportation may be provided at no cost if approved and coordinated.
Up to $800 per claim (max 2 claims per 12 months) for cell phone repair or replacement following damage or theft when wireless bill is paid with the card. $50 deductible per claim.
Secondary coverage for damage or theft of rental vehicle when you decline CDW and pay with the card. Not available in Australia, Italy, or New Zealand.
Coverage for lost, damaged, or stolen baggage up to $2,000 for checked and up to $3,000 combined for checked and carry-on when purchasing airfare with the card
Up to $500 per trip (max 2 claims per 12 months) for delays over 6 hours when round-trip is paid with the card
Up to $10,000 per trip ($20,000 per card per 12 months) for non-refundable expenses when trip is cancelled or interrupted for covered reasons
Coverage for eligible purchases against theft, accidental damage, or loss for up to 90 days. Up to $10,000 per purchase, $50,000 per calendar year.
Extends original manufacturer warranty by up to 1 additional year on warranties of 5 years or less
Refund for eligible items the retailer won't take back within 90 days. Up to $300 per item, $1,000 per calendar year.
Presale and special ticket access to select events, plus exclusive Card Member benefits at select events
Send money to Venmo or PayPal users fee-free and split purchases with others directly in the Amex app
Split purchases of $100+ into equal monthly installments with a fixed fee
Annual summary of all charges for tax and expense tracking
American Express works with you to help resolve fraudulent or incorrect charges
Access to Amex Offers with statement credits for qualifying purchases at select merchants
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