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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
2 recorded
$15/month in Instacart credits ($10 + $5, up to $180/year through 12/31/2027)
Up to $100/year on rideshare purchases ($8/month Jan-Nov, $12 in December with enrollment)
4 recorded
$200 annual credit toward United purchases automatically applied at opening and each anniversary
Up to $80/year on Avis or Budget car rentals
Up to $150/year on prepaid hotel stays through Renowned Hotels and Resorts
Up to $150/year on JSX flight bookings
10,000-mile discount on eligible award flights at each account anniversary, plus additional 10,000-mile discount after $20,000 annual spend
First and second checked bags free for you and one companion on United-operated flights (up to $360 savings per roundtrip)
Primary cardmember and companions board before general boarding on United flights
1,000 bonus PQP each year plus 1 PQP for every $20 spent (up to 18,000 PQP annually)
2 global Economy Plus seat upgrades after spending $40,000 each calendar year
Complimentary 3-month Instacart+ membership, then 50% off ongoing
$100 experience credit, complimentary breakfast, Wi-Fi, and room upgrades at Renowned Hotels properties
25% back as statement credit on United inflight food, beverages, Wi-Fi, and Club premium drinks
Up to $120 credit for Global Entry or TSA PreCheck application fee every 4 years
No foreign transaction fees on purchases made abroad
Your MileagePlus miles never expire as long as your account remains open
Up to $1,500 per traveler and $6,000 per trip for covered trip cancellation or interruption
Up to $500 per traveler for expenses due to trip delays over 6 hours
Up to $100 per day for 3 days for essential purchases when baggage is delayed
Up to $3,000 per covered traveler for lost or damaged luggage
Primary coverage for damage to or theft of a rental vehicle up to $60,000
Coverage for eligible purchases against damage or theft for up to 120 days, up to $10,000 per item
Extends the original manufacturer warranty by one additional year on eligible purchases
24/7 Visa Signature Concierge Service for travel, dining, and entertainment assistance
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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