Question 1

Is the United Quest worth the annual fee?

Accepted Answer

The United Quest is worth its $350 annual fee if you use most of its 26+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do United Quest benefits expire?

Accepted Answer

United Quest benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track United Quest benefits?

Accepted Answer

Track United Quest benefits by: 1) listing all 26+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the United Quest earning rates?

Accepted Answer

The United Quest earns: 5x on On hotel stays booked through Renowned Hotels and Resorts, 3x on On United purchases (8x total with MileagePlus membership), 2x on At restaurants including eligible delivery services. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the United Quest have foreign transaction fees?

Accepted Answer

No, the United Quest has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

United Quest

United Quest

Earning Rates

Card Benefits

Travel

Groceries

Flights

Hotels

Car Rentals

Insurance

Status

Rideshare

Lifestyle

Card Details

United Quest

United Quest

Earning Rates

Card Benefits

Travel

Groceries

Flights

Hotels

Car Rentals

Insurance

Status

Rideshare

Lifestyle

Card Details