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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
Earn a $99 companion fare (plus taxes/fees from $23) after spending $6,000 in the anniversary year. Valid on Alaska and Hawaiian Airlines Saver or Main Cabin economy fares within North America and Hawaii.
Up to $300 reimbursement when trip is delayed more than 12 hours due to covered hazards. Covers meals, lodging, and essential purchases.
Up to $300 reimbursement when checked baggage is delayed or misdirected for more than 4 hours. Covers essential purchases.
Coverage for theft or damage to eligible purchases for up to 90 days after purchase. Up to $10,000 per item and $50,000 per cardholder annually.
Doubles manufacturer's U.S. warranty by 1 additional year on eligible warranties of 3 years or less. Maximum claim of $10,000.
Primary coverage for damage or theft of rental vehicles up to actual cash value for rentals up to 31 consecutive days when declining the rental company CDW. Standard for Visa Signature Business.
Up to $1,000,000 coverage for accidental death or dismemberment when travel is paid with card.
First checked bag free for cardholder and up to 6 guests on same reservation when traveling on Alaska or Hawaiian Airlines
Preferred boarding for cardholder and up to 6 guests on same reservation on Alaska and Hawaiian Airlines flights
20% back as statement credit on Alaska Airlines and Hawaiian Airlines inflight purchases (food, beverages, Wi-Fi) when paying with card
$100 off an annual Alaska Lounge+ Membership ($795/year) when purchased with the card
Earn 1 status point per $3 spent on purchases. No cap from 2026. Status points help qualify for Atmos Rewards elite tiers (20K = Silver/oneworld Ruby, 40K = Gold/oneworld Sapphire).
Earn 10% bonus on all points earned from card purchases with an eligible Bank of America business checking or savings account
No foreign transaction fees on purchases made abroad
24/7 travel and emergency assistance services including legal referral assistance, emergency evacuation coordination, and lost luggage assistance
Access to Visa Signature concierge services for travel planning, dining reservations, and event tickets
Free access to business credit scores via Business Advantage 360 online banking
Protection from unauthorized transactions on your account
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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