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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
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1 recorded
4 complimentary airport lounge visits per year (membership year). Must enroll at prioritypass.com/usbankaltitudeconnect
Up to $100 statement credit toward application fee once every 4 years
Complimentary airport lounge access during major flight delays. Must register flight at altitudeconnect.smartdelay.com
Complimentary GigSky mobile data plans in over 175 countries. Benefit redeemable through November 30, 2026. Register at gigsky.com/visa-usb-ac
No fees on purchases made outside the United States
24/7 emergency roadside assistance
Emergency assistance services while traveling
Up to $2,000 per person per trip when trip is cancelled or interrupted for covered reasons. Must pay for entire trip with card.
Reimburses reasonable expenses for lodging, meals, toiletries, and medication when trip is significantly delayed due to covered reasons
Up to $100 per day for essential purchases if baggage is delayed more than 6 hours, typically capped at $300 per person
Up to $3,000 per trip if checked or carry-on baggage is lost, stolen, or damaged
Protection against unauthorized charges
Special access to luxury hotels, premium car rental service, sporting events, shopping and more
0% intro APR on purchases and balance transfers for the first 15 billing cycles. Balance transfer fee of 5% ($5 minimum) applies.
Pay for larger purchases over time in fixed monthly payments. New cardmembers get $0 fee offer on ExtendPay Plans opened in first 60 days.
Claim rewards instantly on new purchases via text
Use rewards points for purchases at Amazon.com
Earn bonus rewards when shopping online at favorite stores
Activate, shop and get cash back automatically in-store and online
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Signature card. Data packages and limits vary by promotion period.
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