Question 1

Is the Blue Cash Preferred Card worth the annual fee?

Accepted Answer

The Blue Cash Preferred Card is worth its $95 annual fee if you use most of its 11+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do Blue Cash Preferred Card benefits expire?

Accepted Answer

Blue Cash Preferred Card benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track Blue Cash Preferred Card benefits?

Accepted Answer

Track Blue Cash Preferred Card benefits by: 1) listing all 11+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the Blue Cash Preferred Card earning rates?

Accepted Answer

The Blue Cash Preferred Card earns: 6x on At U.S. supermarkets (up to $6K/year, then 1%), 6x on Select U.S. streaming subscriptions (Disney+, Hulu, Netflix, etc.), 3x on At U.S. gas stations. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Blue Cash Preferred Card

Blue Cash Preferred Card

Earning Rates

Card Benefits

Travel

Streaming

Online Shopping

Entertainment

Account Services

Insurance

Card Details