A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
3 recorded
$300 annual credit for qualifying airline purchases (baggage fees, seat upgrades, lounge passes, in-flight meals/WiFi). Must call to apply credit.
One Free Night Award each year after account anniversary, valid for stays up to 85,000 points. Can combine with up to 25,000 points for higher-tier hotels.
3 annual certificates to upgrade to Ritz-Carlton Club Level (breakfast, complimentary food/drinks throughout day) on paid stays up to 7 nights
Up to $120 credit for Global Entry or TSA PreCheck application fee every 4 years
Automatic Gold Elite status each calendar year with 25% Elite Bonus Points, 2 p.m. late checkout, enhanced room upgrades (based on availability)
15 Elite Night Credits each calendar year toward Marriott Bonvoy Elite status qualification
$100 credit for dining, spa, or recreational activities on paid stays of 2+ nights at The Ritz-Carlton or St. Regis properties
Free premium internet access at hotels participating in Marriott Bonvoy
Complimentary Priority Pass Select membership with access to 1,300+ airport lounges worldwide with unlimited guests
Access to Chase Sapphire Lounge by The Club locations with unlimited guests
Complimentary Avis Preferred Plus status with upgrades and discounts
Complimentary National Emerald Club Executive status with free upgrades and Emerald Aisle access
Special car rental benefits and discounts with Hertz
No foreign transaction fees on purchases made abroad
Up to $500 per ticket for delays over 6 hours. Covers meals, lodging, and essential purchases.
Up to $10,000 per person, $20,000 per trip for prepaid non-refundable expenses. $40,000 max per 12 months.
Up to $100/day for 5 days ($500 total) for essential purchases when baggage delayed over 6 hours
Up to $3,000 per person for lost, damaged, or stolen baggage. $500 sub-limit for valuables.
Primary coverage up to $75,000 for theft and collision damage on rental vehicles. Max 31 consecutive days.
Up to $1,000,000 for accidental death or dismemberment when purchasing common carrier transportation with card
Up to $2,500 (with $50 deductible) for emergency medical/dental when 100+ miles from home. Secondary coverage.
Coverage for theft, damage, or loss within 120 days of purchase. Up to $10,000 per claim, $50,000 per year.
Extends manufacturer warranty by 1 year for warranties of 3 years or less. Up to $10,000 per claim.
Reimbursement for items the store won't accept within 90 days. Up to $500 per item, $1,000 per year.
Legal and medical referrals and access to travel and emergency assistance services
Up to $50 per incident for towing, battery, tire, locksmith, or gas, 4 times per year
Not held responsible for unauthorized charges made with your card
24/7 personal assistance with travel, dining, and entertainment planning
Add authorized users at no additional cost who earn points the same way you do
Split purchases of $100+ into equal monthly payments with a fixed fee
Access to exclusive cash back offers from select merchants
Access to special cardmember events including fine dining, live music, resort getaways, and VIP sporting events
Complimentary international data roaming through GigSky eSIM. Provides data connectivity in 190+ countries. Must activate through GigSky app or website using eligible Visa Infinite card. Enhanced data allocation compared to Visa Signature.
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