A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
1 recorded
$100 annual companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines or Alaska Airlines operated flights
Up to $300 per ticket for delays over 6 hours
Up to $1,500 for prepaid, non-refundable trip expenses if cancelled for covered reasons
Up to $300 for emergency purchases when luggage is delayed more than 6 hours
Up to $50,000 coverage against theft or accidental damage for 90 days from purchase
Up to $1,000 reimbursement if stores won't accept returns within 90 days
Covers physical damage and theft for rental periods up to 31 consecutive days. Primary coverage internationally, secondary domestically.
One-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines or Alaska Airlines operated flights
Two free checked bags on eligible Hawaiian Airlines and Alaska Airlines flights when purchasing tickets with the card
5,000 bonus miles after spending $10,000 or more in purchases by account anniversary
Up to $750,000 coverage for death or dismemberment during common carrier travel
No fees on purchases made outside the United States
24/7 concierge service for reservations, gifts, event tickets, and travel assistance
Free Atmos Rewards mile transfers to and from family and friends
Up to $800 per claim for damage or theft when you pay your monthly cell phone bill with a World Elite Mastercard. $50 deductible per claim, up to 2 claims per 12-month period, $1,000 maximum per account per year. Coverage is excess of any other applicable insurance.
Access to Mastercard Travel & Lifestyle Services including trip planning assistance, lowest hotel rate guarantee, hotel satisfaction guarantee, and Luxury Hotels & Resorts collection with complimentary room upgrades, breakfast, and amenity credits at 3,000+ properties worldwide.
Access to curated Priceless experiences and events through the Mastercard Priceless marketplace.
$5 Lyft credit by taking 3 eligible rides in a calendar month. Limit one credit per calendar month. Valid through 1/31/2027.
2-month free trial of Instacart+ for new members, plus $10 off second eligible Instacart purchase each month. Valid through 1/31/2027.
$5/month off Peacock Premium Plus or $3/month off Peacock Premium when paid with a World Elite Mastercard. Valid through 12/31/2027.
Complimentary 24/7 concierge service for travel reservations, restaurant bookings, event tickets, and other assistance.
Credit file monitoring for fraud, alert notifications about suspicious activity, and resolution specialist assistance.
Zero liability protection on unauthorized transactions — you are not responsible for unauthorized purchases made with your card.
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.