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A public reference for this card's annual fee, benefit schedules, earning rules, and protections. Use it to understand what belongs to the card before you decide what to track.
Review this card's recorded earning rules before you move into its benefit windows and protections.
Expand a row for its recorded terms. Amounts describe the catalog rule, not automatic redemption or transaction matching.
2 recorded
$20/month at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores ($240/year). Enrollment required.
Up to $12.95/month plus applicable taxes for Walmart+ monthly membership ($155/year)
2 recorded
Up to $300 per calendar year on U.S. purchases of ChatGPT Business subscriptions. Enrollment required. Subject to auto-renewal.
Up to $150 per calendar year for U.S. purchases with Squarespace. Enrollment required. Subscription purchases subject to auto-renewal.
$100 credit at The Hotel Collection properties for 2+ night stays booked on AmexTravel.com
No foreign transaction fees on purchases made outside the United States
24/7 emergency assistance when traveling 100+ miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance
Coverage for lost, damaged, or stolen baggage when purchasing airfare with the card. Up to $1,250 for carry-on, up to $500 for checked baggage
Secondary coverage for damage to or theft of a rental vehicle when you decline the CDW and pay with your card. Not available in Australia, Italy, or New Zealand
Up to $300 per trip for delays over 12 hours, maximum 2 claims per card per 12 months
Up to $800 per claim for damaged or stolen cell phone when wireless bill is paid with card. 2 claims per 12 months, $50 deductible
Coverage for eligible purchases against accidental damage or theft for up to 90 days. Up to $1,000 per item, $50,000 per year
Extends original manufacturer warranty by up to 1 year on warranties of 5 years or less
Option to carry a balance with interest on eligible charges up to your Pay Over Time Limit
Flexible spending limit that adapts based on purchase, payment, and credit history
Add Employee Cards for $95 for the first five cards, then $95 each after. Up to 99 Employee Cards total
Annual summary of charges to help manage account and expenses
Automatically sync card transactions and receipts to QuickBooks for expense management
Basic plan with no monthly fee for first user and no fee for second user for six months
Assign a trusted team member to oversee your account, make payments, review transactions, and add Employee Cards
American Express will work with you to help resolve fraudulent or incorrect charges
kardfolio starts from cards you choose. Add this card to your wallet to log benefit usage and review its fee context; no bank connection is required.