Credit Card Tools
Interactive trackers and calculators for card decisions that need your own wallet assumptions, from reset windows to annual-fee ROI.
Need a personalized answer? Ask Kai after adding your wallet.|Need source-backed rules? Read guides.
Featured tool
Find credits before their reset window closes
Use the calendar when you need to know which card credits reset this month, which ones are annual, and which benefits follow your cardmember year.
Find credit reset windows →MonthlyUber Cash, Walmart+, Resy
Semi-annualSaks, Dell, lululemon
AnnualHotel, CLEAR Plus, airline fee
Spend calculator
Choose a Bilt 2.0 tier from your spend
Enter rent and everyday categories to compare Blue, Obsidian, and Palladium without rebuilding the math yourself.
Compare Bilt tiers →RentPoints from monthly housing spend
DiningEveryday category fit
Best fitTier recommendation from assumptions