Chase Sapphire Preferred Benefits 2026
Complete list of all Chase Sapphire Preferred benefits. The $95 annual fee includes a $100 Chase Travel hotel credit, DoorDash benefits, 3x gas and EV charging, and trusted traveler credit.
Reviewed August 1, 2026 · Official issuer sources
Maintained card catalog
Current card facts
- Annual fee
- $95
- Rewards
- Ultimate Rewards
Recurring benefit windows
- DoorDash Monthly PromoUp to $10 · Monthly
- Annual Hotel CreditUp to $100 · Cardmember year
Earning rules
- 5xPurchases through Chase Travel (the first $100 in annual Chase Travel hotel purchases that qualify for the hotel credit does not earn points)
- 5xLyft rides (through 9/30/2027)
- 5xPeloton equipment and accessories over $150 (through 12/31/2027, max 25,000 points)
- 3xAt restaurants, including eligible delivery services and takeout
- 3xOnline grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 3xSelect streaming services
- 3xGas station purchases
- 3xEV charging purchases
- 3xVacation home purchases made directly through Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com, and Vacasa
- 2xOther travel purchases worldwide
- 1xAll other purchases
What Changed on June 15, 2026
Chase refreshed the Sapphire Preferred benefits on June 15, 2026 while keeping the annual fee at $95. The biggest updates are richer everyday earning, a larger Chase Travel hotel credit, a trusted traveler credit, and a new Apple TV benefit.
- New 3x category: gas and EV charging
- New 3x category: vacation homes at brands such as Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com, and Vacasa
- Hotel credit increased: up to $100 each account anniversary year for hotel accommodation purchases made through Chase Travel
- New trusted traveler credit: up to $120 for Global Entry, TSA PreCheck, or NEXUS every four years
- New Apple TV benefit: one year complimentary when activated by December 31, 2026
- New travel protection: Emergency Evacuation and Transportation coverage
Chase says the only newly announced benefit that requires activation is the one-year Apple TV subscription. The hotel credit applies to eligible Chase Travel hotel accommodation purchases.
Partner Benefits
DashPass Membership
Complimentary DashPass membership ($120 value for 12 months) with $0 delivery fees on eligible DoorDash orders, plus up to $10 off each month on groceries, daily essentials, and more through DoorDash. DoorDash says Sapphire Preferred DashPass is free through December 31, 2027 or for a minimum of one year depending on activation date, and must be activated by December 31, 2027.
Apple TV
One year of complimentary Apple TV is available when activated by December 31, 2026. Chase says this is the only newly announced benefit that requires activation.
Travel Insurance & Protections
Car Rental Insurance (Primary)
Primary coverage up to $60,000 for theft and collision damage on rental vehicles with MSRP up to $125,000. Primary coverage means it pays first before your personal auto insurance.
Trip Protection
- Emergency Evacuation and Transportation: Up to $100,000 for eligible medical services and transportation when a covered traveler is injured or becomes sick during a trip 100+ miles from home and needs emergency evacuation
- Trip Cancellation/Interruption: Up to $10,000 per traveler, $20,000 per trip
- Trip Delay: Up to $500 per traveler for delays over 12 hours or requiring overnight stay
- Baggage Delay: Up to $100/day for 5 days for essentials when baggage delayed 6+ hours
Purchase Protections
- Purchase Protection: Up to $500 per item for 120 days against damage or theft
- Extended Warranty: Adds 1 year to manufacturer warranties up to 3 years
Other Benefits
- No Foreign Transaction Fees
- Point Transfers: Transfer Ultimate Rewards points to leading airline and hotel loyalty partners. World of Hyatt moves to a 4:3 transfer rate under Chase's June 2026 update for new Sapphire Preferred cardmembers, while cardmembers who opened before June 15, 2026 keep 1:1 Hyatt transfers through September 30, 2026.
- Points Never Expire:Ultimate Rewards points don't expire while account is open
- 24/7 Customer Service: Access from virtually anywhere in the world
- Chase Credit Journey: Free credit score and identity monitoring
- Chase Pay Over Time: Split purchases $100+ into monthly payments
What's NOT Included (vs. Sapphire Reserve)
Unlike the Chase Sapphire Reserve ($795/year), the Preferred does not include:
- Airport lounge access (no Priority Pass or Sapphire Lounge)
- $300 annual travel credit
- The Edit hotel access and $500 credit
- Sapphire Exclusive Tables dining credit
- StubHub credit
- Lyft monthly credit
- Annual Peloton credit
- IHG Platinum Elite status
- Apple Music subscription
- Reserve Travel Designers
Is the Chase Sapphire Preferred Worth It?
The Chase Sapphire Preferred is ideal for occasional travelers who want good earning rates without paying for premium perks they won't use. The $95 annual fee can be offset by:
- Up to $100 Chase Travel hotel credit
- Up to $120/year in DoorDash promos while enrolled in eligible DashPass
- Up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years
- $220/year in credits while DoorDash promo eligibility is active, if hotel and DoorDash credits are fully used
The CSP is a useful entry point into the Chase ecosystem if you can use Chase Travel, DoorDash, and the new everyday 3x categories without paying for lounge access. If you travel frequently enough to use lounge access and higher credits, compare it with the Reserve. If you rarely travel, the Freedom Flex (no annual fee) may be better.
FAQ
What are the Chase Sapphire Preferred benefits?
The Chase Sapphire Preferred benefits include: a $100 Chase Travel hotel credit each account anniversary year, up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years, a $10 monthly DoorDash non-restaurant promo while enrolled in eligible DashPass, complimentary DashPass membership, one year of Apple TV when activated by December 31, 2026, 5x points on Chase Travel, 3x on gas and EV charging, 3x on vacation homes such as Airbnb and Vrbo, 3x on dining and streaming, 2x on other travel, primary car rental insurance, trip cancellation/interruption insurance, Emergency Evacuation and Transportation coverage, and no foreign transaction fees. The card has a $95 annual fee.
How does the Chase Sapphire Preferred hotel credit work?
The Chase Sapphire Preferred includes up to $100 in statement credits each account anniversary year for hotel accommodation purchases made through Chase Travel. Chase says the credit does not require activation, and the first $100 in annual Chase Travel hotel purchases does not earn rewards points.
What changed for Chase Sapphire Preferred on June 15, 2026?
Starting June 15, 2026, Chase added 3x points on gas and EV charging, 3x points on vacation homes such as Airbnb and Vrbo, a $100 Chase Travel hotel credit each account anniversary year, up to $120 Global Entry, TSA PreCheck, or NEXUS credit every four years, one year of Apple TV when activated by December 31, 2026, and Emergency Evacuation and Transportation coverage. Chase also discontinued the 10% anniversary bonus for applicants on or after June 15, 2026, with transition rules for earlier applicants.
Does Chase Sapphire Preferred have lounge access?
No, the Chase Sapphire Preferred does not include airport lounge access. Lounge access is exclusive to the Chase Sapphire Reserve ($795/year). The Preferred is a mid-tier travel card focused on earning rates and basic travel protections.
What is the difference between CSP and CSR?
The Chase Sapphire Preferred ($95/year) offers fewer premium benefits than the Reserve ($795/year). CSP lacks lounge access, the Reserve's $300 travel credit, The Edit hotel access and hotel credit, Sapphire Exclusive Tables dining credit, and higher partner credits. The Preferred now has a $100 Chase Travel hotel credit, trusted traveler credit, 3x gas and EV charging, and 3x vacation-home earning, but remains the lower-fee Sapphire card.
Sources
- Chase Sapphire Preferred benefits - Official Preferred benefits and earning rates.
- Chase Sapphire Preferred June 2026 update guide - Official update guide for new benefits, credits, and activation rules.
Reviewed August 1, 2026. Terms can change after publication. Confirm eligibility, enrollment, and account-specific terms with the issuer before acting.
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