Question 1

Is the IHG Rewards Club Select worth the annual fee?

Accepted Answer

The IHG Rewards Club Select is worth its $49 annual fee if you use most of its 13+ benefits. Calculate your ROI by adding the value of credits you redeem, lounge visits, and points earned, then compare to the annual fee. If total value exceeds the fee, keep the card. Tools like kardfolio can automate this calculation.

Question 2

When do IHG Rewards Club Select benefits expire?

Accepted Answer

IHG Rewards Club Select benefits expire on different schedules: monthly credits reset on the 1st, quarterly credits every 3 months, and annual credits on your cardmember anniversary or calendar year end. Check each benefit's terms for specific dates. Benefit tracking apps can send alerts before expiration.

Question 3

How do I track IHG Rewards Club Select benefits?

Accepted Answer

Track IHG Rewards Club Select benefits by: 1) listing all 13+ benefits and their values, 2) recording when you use each benefit, 3) setting calendar reminders before credits expire, 4) calculating total value vs annual fee. Apps like kardfolio automate this with expiration alerts and ROI tracking.

Question 4

What are the IHG Rewards Club Select earning rates?

Accepted Answer

The IHG Rewards Club Select earns: 5x on At IHG properties, 2x on At gas stations, 2x on At restaurants. Base rate is typically 1x on all other purchases. Points can be redeemed through the issuer's portal or transferred to airline/hotel partners for potentially higher value.

Question 5

Does the IHG Rewards Club Select have foreign transaction fees?

Accepted Answer

No, the IHG Rewards Club Select has no foreign transaction fees. This makes it suitable for international travel and purchases in foreign currencies without the typical 3% fee charged by many cards.

IHG Rewards Club Select

IHG Rewards Club Select

Earning Rates

Card Benefits

Travel

Hotels

Insurance

Status

Card Details

IHG Rewards Club Select

IHG Rewards Club Select

Earning Rates

Card Benefits

Travel

Hotels

Insurance

Status

Card Details