For Credit Card Enthusiasts

Stop guessing which card to use

Compare benefits, track credits, and pick the perfect card for every purchase.

$400+
Average unused credits recovered per user

Join the Alpha Program

Get early access to the only tool built for serious card optimizers. Limited spots available.

Secure your alpha access • No spam, just early access updates

Already have access?

🔒 Your data stays private. We never share card information or spending patterns.

From guesswork to optimized profits

See how kardfolio helps enthusiasts maximize every card benefit

Pick the perfect card instantly

Compare travel protections, earning rates, and perks across your entire stack

Success checkmark
Found the perfect card for my $2,000 business trip (saved $180 in fees)
Credit card comparison interface showing benefits and protections side by side

Never lose money on credits again

Track airline credits, Uber cash, and statement credits with automatic expiration alerts

Success checkmark
Discovered I was missing $400/year in unused Amex credits
Credit tracking interface showing unused credits and expiration dates